Long Term Care Facilities

Carpenter & Company is a recognized leader in risk management and insurance services for our senior living clients.  We insured our first nursing home in 1987.  Four years later HCFM - Health Care Facilities of Missouri was formed.  We have celebrated over 20 years of success with the trust.  Today, 160 Missouri nursing homes share their good fortune.  Over 40 million dollars have been returned to members in the form of dividends.

Carpenter and Company represents and holds key brokerage status with predominate carriers who specialize in healthcare programs and our team has more than 150 years of experience in the insurance industry.  Whether the facility has 20 beds or 15 skilled nursing facilities, we can offer coverage options ranging from Property, Liability and Workers Compensation to Employment Practices Liability, Data Breach and Group Benefits.

We will meet personally with you to review strategies to reduce exposure to loss, lower premiums, assess current safety programs and review claims.